Equipment, monitoring, installation, and the parts of it that come back to you through your insurance premium and fewer false-alarm fines. We lay out the whole picture in plain numbers so you can decide with a clear head.
Call (844) 521-0675Available 24/7 · Straight numbers, no pressure
A new home security system has three cost lines: the equipment, the monitoring, and the installation. What most sales pages leave out is the other side of the ledger, the money a monitored system can save you every year. When you put both sides together, the real cost is usually lower than the sticker suggests.
At Solvent Security we start with the honest full number, then show you what comes back. Here is the breakdown, and how to tell whether it pays off for your home.
Your exact quote comes from the provider partner, and we help you read it before anything is scheduled.
Panel, basic sensors, one camera
Equipment cost
Full sensor coverage, cameras, video doorbell
Equipment cost
Full coverage, smart locks, integration
Equipment cost
Professional installation normally runs $99 to $199 and is often waived with a monitoring plan.
Most homeowner policies give 10 to 20 percent off for a professionally monitored system. On a $1,500 to $2,000 premium, that is roughly $150 to $400 back every year, for as long as you keep monitoring.
$150 – $400 / yearModern monitored systems verify events before dispatch, which cuts false alarms. In many areas a false police response carries a fine of $25 to $200. Fewer false trips means fewer of those.
Verified before dispatchThis one is real but not something we will put a dollar figure on, because it depends on events that may never happen. A monitored home is simply less attractive to a burglar, and faster help means smaller losses when something does occur.
Deterrence + fast responseHere is the question that matters, worked with typical numbers.
Suppose monitoring is $45 a month, or $540 a year. Now suppose your insurer gives 15 percent off an $1,800 premium, which is $270 a year back.
That single discount covers about half your annual monitoring cost. Factor in a waived installation and a few free months up front, and in year one many homeowners spend far less net than the raw monitoring figure implies.
Whether it fully breaks even depends on your premium and your rate, which is exactly what we calculate with you.
The insurance discount alone often covers 40–60% of annual monitoring. Add waived installation and promo months, and year-one net cost drops dramatically.
Neither is automatically right. We show you both totals side by side so you choose with full information.
We will tell you honestly if the smaller option is the smarter spend.
Want the real number for your home?
Call (844) 521-0675Available 24/7
Call (844) 521-0675 and speak with an advisor. We lay out the full cost, estimate what comes back through your insurance discount and fewer fines, and connect you with the right provider partner. Clear numbers, no pressure.
Call (844) 521-0675Available 24/7
